M Lhuillier, one of the largest non-bank financial institutions, has already established itself as the Kwarta Padala and Jewelry pawnshop leader. All throughout several decades, M Lhuillier has become every Filipino’s go-to-companion whenever they need extra cash, or they need to send money nationwide. But it offers more products and services like Money Changer, Insurance, Quick Cash Loans, and Home Loans.
Unique Home Loan
Of all the home loans available in the market, M Lhuillier Home Loan offers unique features that are not found in other institutions. Once your home loan is approved, you can use its proceeds to invest in your dream business, consolidate and pay your debts, or even use the money for life’s significant milestones, such as a wedding. You can even use it for travel. The money is yours, and it’s up to you how and where to use it. You have the option to pay for the loan for 12 months up to 60 months, with a monthly interest rate starting at P2%.
Every Juan can Apply
Whether you are an employee, a self-employed professional, an Overseas Filipino Worker, or even a pensioner, all M Lhuillier’s branches nationwide will welcome you to apply for M Lhuillier Home Loan. You can get as much as 60% of the appraised loan value.
Convenience of Required Documents
As a Home Loan borrower, the documents to prepare are not new if you are already a property owner. You can submit as home loan collateral the Original TCT or CCT, Original Tax Clearance, Sketch Plan, and Tax Declaration for Land and Building. These documents will be processed by M Lhuillier’s friendly and accommodating staff, who will gladly assist you if you need additional or supporting documents.
All home loan collaterals are safe with M Lhuillier as they are being secured in a “safe within a vault,” in addition to the closed-circuit television (CCTV), fire alarm, and monitored security systems which are present in all M Lhuillier branches.
Home Loan Obligations Made Easy
In order to have a good credit standing with M Lhuillier, which can also be shared with other financial institutions, on-time loan payment is a must. This is made easy with M Lhuillier’s vast network of branches all over the Philippines, which are open from Mondays to Sundays and holidays.
If you prefer to pay online, ML Wallet is an option. You can also pay via mlhuillier.com.
The next time you see an M Lhuillier branch, don’t just think of Kwarta Padala or an outlet to pawn your jewelry. Think also of Home Loan – a convenient product that can also help you with your major life’s needs.
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